Introduction

The prop trading industry continues to thrive in 2025, giving traders access to large capital through funded accounts without risking personal funds. Among the top contenders, FundedFirm and Propfirmo stand out for their modern structures and transparent rules.

But which one offers the best Funded Account experience? Let’s dive into the details and see how these two firms compare.

Overview of FundedFirm

FundedFirm has earned a reputation for being one of the most transparent and trader-friendly prop firms in the market. It focuses on helping disciplined traders scale their skills with a clear and fair challenge process.

Key Features

  • Up to $200,000 funded account

  • Profit split up to 90%

  • Two-step evaluation for risk management

  • Leverage up to 1:50

  • MT4 & MT5 platforms supported

  • Refundable challenge fee after success

If you’re looking to start trading with a Funded Account backed by a reliable and fair firm, FundedFirm is an excellent choice.

Overview of Propfirmo

Propfirmo is a newer prop trading company that has gained attention for its fast evaluation process and one-phase challenge model. It caters to traders who want to skip long testing periods and start trading faster.

Key Features

  • Funding up to $250,000

  • One-step challenge

  • Profit split up to 85%

  • Leverage up to 1:100

  • Weekly payouts

  • Supports MT4, MT5, and cTrader

Propfirmo’s goal is to help experienced traders get funded quickly and scale efficiently.

FundedFirm vs Propfirmo – Quick Comparison Table

Feature

FundedFirm

Propfirmo

Evaluation Type

2-Step

1-Step

Max Funding

$200,000

$250,000

Profit Split

Up to 90%

Up to 85%

Payout Frequency

Bi-weekly

Weekly

Platforms

MT4, MT5

MT4, MT5, cTrader

Leverage

1:50

1:100

Refund Policy

After passing challenge

After first payout

News Trading

Restricted (Phase 1)

Allowed

EAs & Bots

Allowed

Allowed

Scaling

Yes

Yes

Summary: FundedFirm offers a higher profit split and better transparency, while Propfirmo offers quicker funding and higher leverage.

Evaluation Models

FundedFirm’s Two-Step Challenge

FundedFirm focuses on testing consistency and discipline:

  1. Phase 1: Reach a 10% profit target within drawdown limits (5% daily, 10% total).

  2. Phase 2: Achieve a 5% profit target under the same risk rules.

Once completed, traders receive a live funded account with up to 90% profit share.

This model is perfect for traders who want structure and accountability.

Propfirmo’s One-Phase Model

Propfirmo offers a simpler evaluation — traders only need to hit a single profit target of around 8–10%, with standard drawdown limits.

This model appeals to experienced and aggressive traders who want to get funded faster and start earning immediately.

Account Sizes and Funding Programs

FundedFirm: $10,000 – $200,000
Propfirmo: $25,000 – $250,000

Both allow scaling. FundedFirm scales based on consistent performance, while Propfirmo’s scaling plan rewards profit milestones.

If you’re starting small, FundedFirm’s low entry ($99 challenge fee) is better.

Profit Splits and Payout Policies

FundedFirm

  • Up to 90% profit split

  • Bi-weekly payouts

  • Payments via crypto or bank transfer

Propfirmo

  • Up to 85% profit split

  • Weekly payouts

  • Payments via crypto, Wise, and bank transfer

If you value higher long-term earnings, FundedFirm wins.
If you prefer faster access to profits, Propfirmo is ideal.

Trading Rules and Flexibility

Rule

FundedFirm

Propfirmo

Daily Drawdown

5%

6%

Max Drawdown

10%

10%

News Trading

Restricted

Allowed

Weekend Holding

Allowed

Allowed

Consistency Rule

Required

Optional

FundedFirm rewards disciplined traders, while Propfirmo supports high-risk, high-reward strategies.

Trading Platforms and Technology

FundedFirm supports MT4 and MT5, providing a simple, intuitive dashboard to track progress.

Propfirmo supports MT4, MT5, and cTrader, making it suitable for algorithmic or copy trading setups.

Propfirmo’s dashboard is slightly more modern, but FundedFirm’s user interface is cleaner and faster.

Fees, Refunds, and Pricing

FundedFirm:

  • Starts at $99 (for $10K challenge)

  • Refund after passing challenge

Propfirmo:

  • Starts at $125 (for $25K challenge)

  • Refund after first payout

If you’re budget-conscious, FundedFirm’s pricing offers better value and quicker ROI potential.

Customer Support and Community

FundedFirm:

  • 24/7 live chat and email support

  • Helpful and fast response times

Propfirmo:

  • Email and Discord support

  • Strong trader community

Both firms have active communities, but FundedFirm stands out for professional, 24/7 assistance.

Credibility and Reputation

FundedFirm has a strong record of transparency, verified payouts, and honest reviews from global traders.

Propfirmo, while newer, is growing steadily but still building long-term credibility.

If trust and track record matter, FundedFirm is the safer choice.

Pros and Cons

FundedFirm Pros

  • Up to 90% profit split

  • Lower fees

  • Transparent rules

  • Fast payouts

  • Great for steady, long-term traders

FundedFirm Cons

  • Lower leverage (1:50)

  • Slightly slower funding process

Propfirmo Pros

  • One-step evaluation

  • Higher leverage (1:100)

  • Weekly payouts

  • Modern dashboard

Propfirmo Cons

  • Higher fees

  • Lower profit split

Ideal Trader Profiles

  • FundedFirm: Best for disciplined, consistent traders who prefer structure and higher long-term returns.

  • Propfirmo: Great for experienced or aggressive traders who want faster results and flexibility.

If you want a proven, reliable path to a Funded Account, FundedFirm is your best bet.

Conclusion

Both FundedFirm and Propfirmo are strong competitors in the prop trading space.

If you’re looking for transparency, affordability, and long-term success, go with FundedFirm.
If you prefer speed, leverage, and quick payouts, Propfirmo might suit your trading style better.

In the end, the best choice depends on how you trade — but for a reliable and rewarding Funded Account, FundedFirm remains a top choice in 2025.

FAQs

  1. Which firm has better profit split?
    FundedFirm offers up to 90%, while Propfirmo offers up to 85%.
  2. Who offers the best Funded Account?
    FundedFirm provides a more transparent and higher-paying funded account structure.
  3. Can I trade news with both firms?
    Yes, but FundedFirm limits news trading during evaluation.
  4. Do both allow automated trading?
    Yes, both support EAs and bots.
  5. Are FundedFirm and Propfirmo legit?
    Yes, both are legitimate prop firms, but FundedFirm has stronger credibility and transparency.